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Mortgage loan prequalification will give you the ballpark range of home loan you can receive therefore helping you target the range of houses to search. This information can save you days and even weeks looking at the wrong type of houses.
The first step in most first time homeowners is finding out if they can get a mortgage. Applying for a mortgage pre-qualification is the first step in getting a home loan. Basically, you just give us your name, phone number, and some basic information and lenders will give you a general idea of how much you can borrow.
Home Purchase Loans and Investing in Roseville, CA
Welcome to the official site of Excel. We are a full-service mortgage company based in Roseville, CA. We specialize in home purchase loans, investment loans, refi, and VA loans in Roseville. We also serve the surrounding cities in Placer County. Whether you are buying a home or refinancing in any of these zip codes: 95661, 95747, 95746, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Excel unique is that we offer the following niche programs as well: Self-employed, Business owners, low credit programs, perfect credit, low rates, zero down programs, first-time homeowners, veterans, VA loans, Bank Statement loans.
Contact Excel today to discuss your mortgage loan options, and find out which loan program will best suit your needs.